Our Solutions

First Home Buyer

We will help you

We know firsthand the unique challenges young people face as they look to get ahead in today’s market. Rocket Loan we will help you find the right home loan based on your needs and requirements

Understand the costs and process

Understand the costs and process – We explain everything you need to know about buying your first home, including costs, procedures, and how much you can borrow

Get pre-approval

This will help you, especially if you have only just started your property search, and you don’t know how much you can afford. It is important to get pre-approval so you can plan ahead with a realistic figure in mind and it’s always good to know that a lender has already assessed your financial situation – now all they want is for you to buy a house!

Apply for concessions

Apply for concessions – In some cases, state governments provide incentives such as First Home Owners Grant or stamp duty concessions. We help you understand your eligibility. There are some bankers and brokers who don’t fully grasp how to get the grant or how the concessions apply and leave this up to you to follow up – Don’t let this happen to you

Get your dream home

The process can be gruelling, but we will be with you every step of the way — from applying for your home loan, giving you property reports to help with the negotiations and doing the paperwork and getting approval, to settling the transaction and moving into your new home.
Contact

Refinance & Debt Consolidation

There are plenty of good reasons to switch to a new loan, some of the main ones are

Pay off other debts

Using the equity in your home is a great way to save you monthly cash outflow. This is especially the case when the other debts are at a much higher rate of interest. You could choose to pay the same amount as you did prior to the debt consolidation, this strategy will save you $$ of saved interest

Cash out to Purchase an Investment or Car or Holiday

Again this is tapping into the equity (difference between the value vs the outstanding loan) in your home to fund other purchases

Get a cheaper rate

Over time, the home loan market changes as competition for your business increases. Each lender goes through different phases, from wanting a lot of new business and subsequently throwing attractive offers of rates (fixed and variable) or cash rebates at new clients.
So if you haven’t reviewed your loan in the last 3-4yrs, then it is definitely time to ‘Make An Enquiry’ below! This could save you thousands of dollars over the remainder of the life of the home loan.
Rocket Loan keeps a close eye on our client’s mortgage rates and offers regular reviews to make sure they still get a competitive offer

Change Loan Structure

Change between Fixed, Variable, Split Loans depending on your financial goals and needs. We will work with you to find the right lender to provide you what you need.
Contact

Buying another property or upgrade

With any new purchase, a review of your situation is wise and prudent. This will more accurately determine the best course of action for you now and into the future. The impact of any new purchase on your existing commitment levels needs to be carefully explained.

Here are some reasons why investing in property in Australia rocks

It provides regular rental income

Other investments like shares or stocks can take a while to produce profits and may involve higher risk too. In property, you may enjoy income as soon as it is ready for rental

Higher value in the future

Traditionally residential property gains have been good value in the long run since supply is often limited in metro markets, with ongoing higher demand

You can enjoy its tax benefits

Some of the expenses associated with owning a property are tax deductible. You should always check with your accountant. Some of these include the interest on the loan, council rates, property management fees, depreciation of the building, and money spent to inspect your property (perhaps your property is in another state)

It offers a diverse investment

Australia has property options in different locations and states. This will allow you to choose between property in the city or suburbs, or an apartment or a house

There are several factors to consider, whether you are investing in property for the first time, or planning a multi-unit development, getting the right advice on your investment loan and structuring yourself correctly, is extremely important. Ensuring you have the right strategy in place beforehand will help maximise the profitability of your investment

Contact

Building or Renovating

Are you renovating or building a new home? Rocket Loan can help you find a suitable construction loan that will finance the project properly.

Basic renovations and home improvements can be funded through a standard home loan. If the project is more serious or you are building a new home, then you will require a construction loan

Getting a construction loan approved requires plans, permits, and a fixed building contract. A construction loan will allow you to draw the money progressively, as you need it. Generally, with other home loans, you will get the loan amount as a lump sum, which means you will also need to start paying interest for the entire amount. With a construction loan, you only need to pay interest on what has been drawn down. The lenders will typically disburse the money to the builder in the following five stages (after you have paid the initial 5% deposit):

  • Slab or Base Stage
  • Frame Stage
  • Lock-Up Stage
  • Fixing Stage
  • Completion Stage -> followed by Handover
Contact

Car Loans and Asset Finance

Rocket Loan offer our clients a complete range of lending solutions specific to car loans and asset finance.

Leveraging a comprehensive network of lenders, our experienced team of asset finance specialists will structure specific lending solutions to meet your individual or business objectives.

From an individual car loan through to large scale commercial fleet negotiations, Rocket Loan is equipped to handle the most complex and unique borrowing scenarios.

Rocket Loan can assist with funding car loans, various business equipment, plant and asset finance purchases including:

  • Motor vehicles
  • Trucks and trailers
  • Medical equipment
  • Commercial fitouts
  • Manufacturing equipment
  • Printing equipment
  • Earth moving equipment
  • Agricultural farm equipment
  • Cranes
  • Forklifts
  • Boats and marine
  • Buses and coaches
  • Aviation
  • Commercial machinery
Contact

Personal & Commercial Loans

Are you renovating or building a new home? Rocket Loan can help you find a suitable construction loan that will finance the project properly.

Personal Loans – Planning a holiday, buying a car or looking to consolidate your loans? Perhaps a valuation shortfall or you need money to kick start your savings? Whatever you need money for now, we can put together a personal loan application to match your needs, and make it happen quickly and simply as possible

Commercial Loans – If you’re looking to invest in an office, factory, warehouse or shops, you can count on Rocket Loan for advice and loans that make smart financial and business sense

Contact

About Us

Fast and Friendly Loans.

Links

Contact Us

  • +61412775165
  • jay@rocketloan.com.au

©2022 by Rocket Loan All Rights Reserved